Effective Date: January 1, 2025

Silver Direct Holding, Inc. (“we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, https://www.silverdirectholding.com, and other websites we own and operate.

1. Information We Collect

We only request personal information when necessary to provide our services. Information is collected lawfully, with your knowledge and consent. We will always inform you why we are collecting your data and how it will be used.

2. Data Retention and Protection

We retain collected information only for as long as necessary to provide the requested service. We take commercially reasonable measures to protect your data from unauthorized access, disclosure, alteration, loss, or theft.

3. Sharing of Information

We do not share personally identifiable information publicly or with third parties, except when required by law.

4. External Links

Our website may contain links to external sites that we do not operate. We are not responsible for the content, policies, or practices of third-party sites and encourage you to review their privacy policies.

5. Your Rights

You have the right to refuse requests for personal information. However, doing so may prevent us from providing certain services.

6. Acceptance of Privacy Policy

By continuing to use our website, you accept the terms outlined in this Privacy Policy. If you have any questions about how we handle user data, please contact us.

Terms of Service

1. Agreement to Terms

By accessing our website, https://www.silverdirectholding.com, you agree to comply with these Terms of Service, all applicable laws, and regulations. If you do not agree, you are prohibited from using this website. The materials on this site are protected by copyright and trademark law.

2. Use License

We grant you a temporary, non-exclusive license to download one copy of the materials on our website for personal, non-commercial use only. This is a license, not a transfer of ownership. Under this license, you may not:

• Modify or copy the materials.

• Use the materials for commercial purposes or public display.

• Attempt to decompile or reverse engineer any software on our website.

• Remove copyright or proprietary notices.

• Transfer materials to another person or “mirror” them on another server.

This license terminates automatically if you violate these restrictions. We may also terminate this license at any time. Upon termination, you must destroy any downloaded materials in your possession.

3. Disclaimer

The materials on our website are provided “as is.” We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee the accuracy, completeness, or reliability of the materials on our website or any linked sites.

4. Limitations of Liability

In no event shall Silver Direct Holding, Inc. or its suppliers be liable for any damages, including but not limited to loss of data, business interruption, or financial loss, arising from the use or inability to use materials on our website.

Some jurisdictions do not allow limitations on implied warranties or liability for consequential damages, so these limitations may not apply to you.

5. Accuracy of Materials

The materials on our website may contain errors. We do not warrant that any content is accurate, complete, or current and may update materials at any time without notice. However, we are not obligated to update them.

6. External Links

We have not reviewed all external sites linked to our website and are not responsible for their content. The inclusion of any link does not imply endorsement. Use of linked websites is at your own risk.

7. Changes to Terms of Service

We may update these Terms of Service at any time without notice. Your continued use of the website constitutes acceptance of the current terms.

8. Governing Law

These Terms of Service are governed by the laws of the State of Wyoming. You agree to submit to the exclusive jurisdiction of the courts in Wyoming for any legal disputes.